IVF cost in Delhi range from ₹80,000 to ₹1,50,000 per cycle, which includes embryo freezing for one year and medications.
Several factors affect the cost, including the age of the intended parents, which determines the amount of hormonal injections required, impacting the overall price. Other factors include the IVF process followed, such as whether PGS/PGT is involved, costing ₹30,000 per embryo, or if it’s just a blastocyst transfer. If sperm count is low, TESA may be required, costing an additional ₹30,000. For low AMH levels, donor charges also apply, ranging from ₹35,000 for a standard donor to ₹1.5 lakh for a high-profile donor. These factors contribute to IVF costs in Delhi, which may also vary by location due to differing donor prices in various areas.
Steps | Cost | Description |
---|---|---|
Initial Consultation | 5,000 - 10,000 | First meeting with fertility specialist to assess needs and plan treatment. |
Diagnostic Tests | 15,000 - 25,000 | Includes blood tests, ultrasounds, semen analysis, etc., to evaluate fertility status. |
Ovarian Stimulation | 60,000 - 80,000 | Medications to stimulate the ovaries to produce multiple eggs. |
Monitoring | 20,000 - 30,000 | Regular ultrasounds and blood tests during ovarian stimulation to monitor egg development. |
Egg Retrieval | 35,000 - 50,000 | Surgical procedure to collect eggs from the ovaries. |
Sperm Preparation | 10,000 - 15,000 | Processing of sperm sample for fertilization. |
Fertilization | 20,000 - 30,000 | In vitro fertilization of eggs and sperm in the lab. |
Embryo Culture | Included in Fertilization Cost | Growing embryos in the lab for a few days post-fertilization. |
Embryo Transfer | 25,000 - 35,000 | Placing the embryo(s) into the uterus. |
Medications Post-Transfer | 10,000 - 15,000 | Hormonal support post embryo transfer. |
Pregnancy Test | 1,000 - 2,000 | Blood test to confirm pregnancy about two weeks after embryo transfer. |
Total Estimated Cost for Standard IVF Cycle | 1.2 - 1.6 Lakh | Cost for Standard IVF |
IVF Treatment with Self Egg | 1.2 - 2.2 Lakh | Single Cycle Cost |
IVF with Donor Egg | 2.75 - 3 Lakh | Single Cycle Cost |
IVF with ICSI | 1.75 - 1.85 Lakh | Single Cycle Cost |
IVF Treatment with Donor Sperm | 2.1 Lakh | Single Cycle Cost |
IVF with Laser Assisted Hatching | 2.2 Lakh | Single Cycle Cost |
IVF with PGD/PGS Technique | 2.75 - 3 Lakh | Preimplantation Genetic Diagnosis/Screening |
As there are many considerations which are to be kept in mind while choosing the fertility clinic, there are certain factors which influence the cost of IVF procedure
Age and health of the woman: The success of IVF cycle is primarily dependent on the age of the woman. Woman over the age of 35 require to undergo a greater number of cycles to achieve successful conception as the Ovaries start producing fewer number of eggs.
Expenses of the medication and diagnostic tests involved: the medications and diagnostic test involved in the treatment can add to the cost of IVF treatment. Before the start of the treatment some screening test like blood test, ultrasound scans and semen analysis etc. are done to assess the condition of your body.
Location of the fertility clinic: Your treatment cost is also influenced by the location of fertility clinic you choose. The clinic near to your location is easily accessible as before and after the start of fertility treatment you will be required to visit the fertility clinic many times.
The number of IVF cycles involved: It is not necessary that IVF may be successful in the first try itself. In some cases, IVF is successful in one cycle while in some the number of cycles may increase to three, four or sometimes six. So, more are the number of cycles for successful conception, more will be the cost of the treatment.
Experience and qualification of the doctor: While choosing the fertility clinic always check for the experience and qualification of medical professional working there and what is their method of treatment.
Insurance coverage: Not every aspect of IVF procedure is covered under the insurance and not every state has insurance coverage policy for IVF treatment. Make sure to contact insurance provider to check which all costs will be covered under the procedure and what not.
Reviews and ratings: Check for the reviews and ratings of the clinic on google or official website of the clinic. Try to contact patients who have already visited the clinic for treatment, this will help you get a clear overview of how the clinic as a whole function to provide you with the best services.
Additional services: In some cases, IVF treatment alone is not enough. Along with the IVF treatment some additional procedures like assisted hatching, intra-cytoplasmic injection and pre-implantation genetic testing etc. need to be performed for the success of the treatment.
Getting a transparency in the costs of IVF treatment is helpful but not everyone’s pocket can support it. Because IVF treatment in most cases is not successful in the first cycle and as the number of cycles increases the cost of the treatment rises. But there’s a solution for this problem. Many payment options and financial assistance are available that can help ease your financial burden.
There are many options available through which you can obtain financial assistance for your IVF treatment in Delhi.
Financial assistance is available in the form of
1. Government programs
Currently there are no government programs providing direct funds for infertility treatment but there are some central and state level schemes which can provide assistance in fertility treatments in government hospitals. Like the National health mission (NHM).
Government hospitals like AIIMS Delhi, Safdarjung hospital and Lok nayak hospital provide IVF treatment at a very low cost and if any couple cannot afford it then they can apply for financial aid.
2. Insurance coverage
Under the new ART guidelines, IVF treatment is covered under insurance making it more accessible and affordable. Although some insurance companies limit the number of IVF cycles or advanced treatments covered under the insurance.
Star health and Max Bupa are some of the private companies offering insurance coverage for IVF treatment.
https://www.starhealth.in/blog/assisted-reproduction-treatment-in-health-insurance
3. Clinic-based financing options
Apart from government schemes and private companies offering insurance coverage, some clinics also help in financial assistance.
For example: Vinsfertility, provides you with the best financing options for IVF treatment. Pay later options, Emi options are available for payment. Also, they have free IVF program for people who have failed to achieve successful conception after undergoing a number of IVF cycles.
https://www.vinsfertility.com/ivf/best-ivf-centres.php
4. Non-profit organizations and charity: There are many non-profit organizations and NGO’S providing financial assistance for IVF treatment.
For example:
4.1 ISAR empathy fund raised by Indian society of assisted reproduction providing a financial coverage up to Rs. 50,000. There is a certain eligibility criterion that needs to be fulfilled to obtain the compensation.
By visiting this link, you can fill out the form to check for eligibility and submit the application to receive the coverage. https://www.isarindia.net/ISAR-empathy-fund.php
4.2 Aasha foundation, provides financial assistance to couples facing infertility issues, particularly to those belonging to low-income groups. Applicants are required to meet certain eligibility criteria.
You can visit https://www.aashafoundation.org/
5. Loan and credit options: Loan and credit options are available for IVF treatment. There are many easy EMI options available for fertility treatments provides by banks like HDFC bank as well as non-banking companies like Bajaj financers and Poonawalla fincrop.
6. Online fundraising: There are many crowdfunding websites in India which provide help to cover the financial cost of treatment by raising funds online. Fertility treatments are also covered by them.
MBBS, DNB in Obstetrics and Gynaecology, Bangalore. Fellowship in Radiology, Fellowship in Infertility treatment, Senior Resident at St. John’s Hospital, Consultant(OBG) at Apollo Cradle, Consultant (OBG) at Aishwarya Infertility Hospital, IVF Consultant - Ayushman Hospital ( Presently )
In vitro fertilization (IVF) is the process of fertilizing an egg outside the body, typically in a lab dish, where sperm and egg are combined in a controlled environment.
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